Passive vs. Active Fund Management: Who Will Win?

Warren Buffett just bet against passively managed funds in a very public way. Earlier this year Buffett made a million dollar wager that his investment in an S&P passive index fund will outperform several Wall Street fund managers. While Tim Armour has nothing but respect for Buffett, he has made the claim that Buffett is wrong on this one. Armour, the Chairman and CEO of Capital Group and the American Funds is one of the world’s largest money managers and knows quite a lot about the markets. Tim has been around for a while and has been a successful fund manager for a lot of years.

His quibble with Buffett’s claim basically comes down to the belief that not all fund managers are created equally. He will concede that yes, a passive index fund will likely outperform more than a couple current managers investment fund but that does not mean that a passive index fund is the right strategy. Armour, a successful fund manager himself, thinks that an active fund manager who cannot outperform market benchmarks should be low on the list of investors’ choices for active management. A good fund manager will be able to deliver returns that justify their fees and the way to do that is to outperform the index funds.

Active management that is competent and innovative in its strategy is always the best choice and Armour believes that his American Funds deliver in this regard. As more Americans near retirement age, and are increasingly reliant on their own retirement funds, Tim Armour believes that healthy returns are necessary to reach one’s financial goals prior to retirement.

Warren Buffett may well be writing a million dollar check to the charity of his choice by year end, but if Armour has his way, this wager will not encourage investors to flock to passive index funds. A well-managed fund that has healthy returns is the best tool to help investors reach their financial goals, whether they be retirement related or not. It will be interesting to see how the chosen managers do up against the S&P 500 index fund this year.

To know more visit @: www.linkedin.com/pub/dir/Tim/Armour

Investing With The Capital Group Can Pay Off In The Long Run

Timothy D. Armour is currently the chief executive officer and chairman of the investment firm Capital Group; principal executive officer and chairman of Capital Research and Management Company, Inc., and chairman of the Capital Group Companies Management Committee. It’s important to note that he’s an equity portfolio manager and currently has 34 years of experience with investments, all of which have been with the Capital Group. In the earlier years of his career as an investment analyst of Capital, he has been known for covering both United States service companies and and global telecom. He began his career in The Associates Program at Capital as a participant. He is currently holding a bachelor’s degree and is based in the city of Los Angeles.

When it comes to investing, it is important to note that the average actively managed fund has done worst than markets over time horizons that are considered to be meaningful; however, as famous investor Warren Buffett has notes, there’s exceptions to that. An investor who would have placed $10,000 in the first index fund of the S&P 500 40 years ago would have more the $500,000 today.

If you are wanting to diversify your portfolio but are not sure about what company/organization may be willing to help you, please feel free to contact one of the consultants of The Capital Group. Oftentimes, investors worry that their investment consultants do not have their best interests in mind. It’s necessary for you to ensure that you contact a consultant who truly has your best interests in their mind. The Capital Group is an organization that has been well-renowned as being a group that truly places importance on ensuring their clients are provided with the services that they need to get the most out of their own capital. Be sure to make the right investment choices starting today.

How Madison Street Capital Helps its Clients to Grow their Businesses

Madison Street Capital has curved a powerful niche in the arena of investment banking by offering M&A guidance, financial advice, institutional financial advisory, and valuation services. Its main offices are located in Chicago. Since it opened its doors, Madison has managed to stay committed to its three virtues of operation: excellence in service delivery, transparency, and proactive leadership. The firm has been behind the fast-paced growth of many U.S.-based publicly and privately held companies.

 

Madison creates solutions that enable clients to thrive in the international marketplace. After agreeing to a new project, the company handles the customers’ missions and goals in a proficient and personalized manner. The company understands that the emerging markets are the primary component that promotes the international growth of its clients and continues to invest heavily in these markets. Madison Street Capital reputation is due to its complete dedication to solving pressing challenges that customers face and adherence to ethics and professional standards.

 

Unwavering commitment to serve

 

Madison has made a name for itself in the financial world for offering financial opinions to leading corporations. It has focused its professional expertise in teaming up with mid-market companies to navigate complicated transactions and attain the best possible outcome. The company’s team of investment bankers discuss with clients when new options emerge. They offer well-thought guidance from the initial engagement to the closing. They understand that the situation of every customer is unique and focus on coming up with personalized solutions. The professionals create a unique avenue through which buyers and sellers can interact and trade, organize appropriate financing, and establish capitalization structures that amplify customers’ potential.

 

For a couple of years, Madison has assisted clients across different sectors to attain their goals on a timely basis and beyond their anticipations. The firm’s cumulative experience and expertise in the specialties of corporate governance and independence have turned it into a trusted provider of M&A assistance, financial guidance, and valuations. Madison adopts a universal view that creates a stable balance between local and international business relationships and connections. Apart from a fantastic presence on social media and other online sites, the firm has worked on its offline presence by launching regional centers in Asia, Africa, and different parts of North America.

 

Corporate social responsibility

 

Apart from ensuring clients are receiving services of the highest level of quality, Madison believes in establishing stable businesses within communities in the U.S. The company achieves its corporate social responsibility’s mission by empowering its employees to volunteer in community projects and awarding grants to charitable organizations. It supports both local and international charities. Madison is one of the leading supporters of United Ways’ initiates. United Way is an organization situated in Alexandria, Virginia that mobilizes communities and better lives via a nationwide connection, strong public engagement ability, and strongly committed partners.

 

 

Richard Blair and Wealth Solutions, Inc.

To supplement their income homeowners are subletting their rooms,condos,and houses to strangers or out of town guests and tenants on a short term basis by using the internet search engines such as Airbnb and Urbo. However,it is mandatory and crucial to become familiar with all the aspects involved and associated with this endeavor, and the unavoidable risks that play a role as well because unfortunately potential candidates come with unexpected and inevitable hazards.

As a homeowner you should thoroughly analyze your homeowner’s insurance policy, because you may not have a written clause that insures your domain against any culpability regarding your house guests should anything occur such as,injury to your guest, theft by your guest, damage to the premises, etc.

If you neglect to notify your insurance carrier of your intent to rent or sublease your space through any search engine you may encounter a policy cancellation in the unforeseen situation of having to process a claim.

To safeguard yourself and have peace of mind and avoid possible unpredicted consequences, you have to consider options that are available to you such as enhancing your current policy,adding a provision that satisfies short term rental/lease contracts, or initiate a business liability policy.

The last recourse is to have your potential house guest obtain a certificate of insurance which states that they are insured under a rental or homeowner policy.

A reliable and sensible suggestion is to contact a reputable insurance broker who will evaluate your status and provide you with pertinent facts and favorable resolutions.

After graduating from college in 1993 Richard Blair stepped into the realm of the financial securities industry, and in 1994 he established his own independent company Wealth Solutions, Inc.

Richard Blair is the proprietor and executive of Wealth Solutions, Inc. situated in Austin, Texas. His experience of 24 years has been financial planning advisor, and his other certificates of attributes include being a Registered Investment Advisor, Certified Annuity Specialist, Certified Estate and Trust Specialist and Retirement Income Certified Professional.
Wealth Solutions, Inc. was created with the focus on implementing a profound and definitive distinction in the lives of individuals, families and small business owners,offering non partisan and impartial advice.

Through the years Richard Blair has polished his expertise in retirement planning, and specializes in benefiting his clientele to pursue their endeavors of a prosperous stable retirement, by providing them with proven plans of action and how to avert prevalent setbacks.

http://www.manta.com/c/mtr4ztj/wealth-solutions

Why Is Laidlaw & Company Good For Novice Investors?

Laidlaw & Company is the best place for a novice investor to go because there is a lot of knowledge in the office according to website PR Newswire. The people that work in the office every day are there to give as much as advice as they can, and they can even explain the most basic things to their clients when it is needed. Clients who want to learn are going to learn a lot at Laidlaw & Company, and it is important that clients feel like they can ask questions.
The Laidlaw & Company staff are helpful when clients call in or come in for help, and the novice investor is going to learn something new with every update. They can ask for information on reading their Wall Street reports, and the clients that are confused can get an explanation that will explain what they really need to know. Clients do not have to look things up online, and they do not have to wonder if they are going to be able to figure it out on their own.

The novice investor is welcome at Laidlaw because that is the person that needs the kind of service Laidlaw & Company offers. The staff is going to step in to educate every client when it is needed, and the clients are going to feel like they belong when they are asking questions. Laidlaw & Company is not judgmental, and they help every customer who feels like they need to learn more about investing. Money can be spent today, and the Laidlaw & Company brokers will help educate their customers on what that money does.